How Much Does Progressive Car Insurance Cost Per Month
If you’re searching for “Progressive car insurance near me” or want to know how much Progressive auto insurance costs per month, you’re in the right place. In this guide, we break down average monthly premiums, factors that affect your rate, and proven ways to save on Progressive car insurance.
📊 Average Monthly Cost of Progressive Car Insurance
The cost of Progressive car insurance varies widely depending on your location, driving record, age, and coverage. Here’s what drivers are paying in 2026:
| Coverage Type | Typical Monthly Cost (U.S. Average) |
|---|---|
| Liability Only | $87 – $165 |
| Full Coverage | $125 – $177 |
| Typical Progressive Driver | $105/month |
Note: Your monthly premium could be lower or higher depending on your personal profile. For the most accurate estimate, always get a custom Progressive quote.
🧠 Factors That Affect Your Progressive Monthly Premium
1. Coverage Type
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Liability-only: Minimum coverage required by law — lowest cost.
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Full coverage: Includes liability, collision, and comprehensive — higher cost but better protection.
2. Driving History
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Clean driving record = lower rates.
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Accidents, DUIs, and traffic tickets = higher monthly premiums.
3. Age and Experience
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Young drivers under 25 usually pay the highest premiums.
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Drivers over 30 often see rates drop significantly.
4. Location
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City drivers generally pay more than rural drivers.
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Rates vary by state; e.g., California Progressive insurance may be higher than in Texas or Florida.
5. Credit Score (Where Allowed)
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Good credit may lower premiums in many states.
💡 How to Save on Progressive Car Insurance
Here are proven ways to lower your monthly bill:
✅ Pay your policy in full instead of monthly installments.
✅ Bundle insurance — home + auto policies save money.
✅ Use Progressive Snapshot — track safe driving habits for discounts.
✅ Raise your deductible — higher deductible = lower monthly premium.
✅ Shop around annually — rates change, so always compare quotes.
🌎 Progressive Car Insurance in Major U.S. Cities
Looking for Progressive car insurance near me? Here’s a quick snapshot of average monthly rates by location:
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New York City, NY: $150 – $220/month
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Los Angeles, CA: $140 – $210/month
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Dallas, TX: $110 – $180/month
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Miami, FL: $120 – $190/month
Rates vary based on driver profile, coverage level, and state requirements.
🤔 FAQs About Progressive Car Insurance Monthly Cost
Q1: How much is Progressive car insurance for young drivers?
A1: Drivers under 25 usually pay 50–100% more than older drivers. Full coverage can range $180–$300/month.
Q2: Can I lower my Progressive monthly payment?
A2: Yes! Use discounts, bundle policies, drive safely, and raise deductibles.
Q3: Is Progressive cheaper than other insurance companies?
A3: Progressive often offers competitive rates, but your rate depends on personal factors. Always compare quotes.
Q4: Does Progressive offer monthly payment options?
A4: Yes, Progressive allows monthly payments, but paying in full may earn a discount.
✅ Key Takeaways
How Much Does Progressive Car Insurance Cost Per Month
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Average Progressive car insurance costs: $80–$180 per month.
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Factors affecting rates: coverage type, age, driving history, location, credit score.
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Best way to save: combine discounts, bundle policies, pay in full, and maintain a clean driving record.
To know your exact Progressive monthly premium, visit Progressive and request a custom quote today.